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Closing Disclosure Under TRID

SKU: REL8100
Total Credits
1 - 1.25
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The Real Estate Settlement Procedures Act (RESPA) and the Truth in Lending Act (TILA) were both created as protective measures that provide disclosures to eliminate abusive practices. The longstanding congressional goal to integrate the two in order to avoid overlap, inconsistencies and discrepancies, came to the fore with the creation of the Consumer Financial Protection Bureau (CFPB) which was charged with proposing regulation to combine RESPA and TILA with the hope that a well-informed consumer will not engage in risky financial behavior. The result, TRID, recently put into effect, will have great impact on real estate closings and transactions. This CLE course will explain the new rules, how they evolved, their impact and what it means for your clients. Learn how TRID is impacting the real estate industry!

Dan Wold is Senior Vice President and General Counsel for Old Republic National Title Insurance Company. Dan has also served as chairperson of ALTA’s TRID Task Force since 2009.

Lecturer Bio

Daniel M. Wold, Esq.

Daniel M. Wold is Senior Vice President, General Counsel, and Corporate Secretary of Old Republic National Title Insurance Company in Minneapolis, Minnesota. He manages the Corporate Legal Department’s underwriting, regulatory and transaction groups. He also provides legal advice on bankruptcy underwriting and regulatory issues (including RESPA and the CFPB), and advises and assists in the handling of a wide range of corporate matters, including general corporate contracts and issues, mergers and acquisitions, joint ventures and other corporate transactions, and employment law issues. He is active in the American Land Title Association, and has served: 1) as Chairperson of ALTA’s RESPA Reform Task Force since 2009 (which is now called ALTA’s TRID Task Force); 2) on the ALTA’s Title Insurance Underwriter’s Section Executive Committee since October of 2013; and 3) on the ALTA’s Board of Governors since October of 2015.

He was formerly a partner of Hughes, Thorsness, Powell, Huddleston & Bauman LLC of Anchorage, Alaska, with a practice emphasizing bankruptcy, real estate, banking law, and commercial litigation. He is a member of the Minnesota State Bar Association and its Bankruptcy Section. He formerly served as co-editor of the Bankruptcy Bulletin, which is a publication of the Minnesota State Bar Association Bankruptcy Section. He obtained a Bachelor of Arts degree from St. Olaf College in Northfield, Minnesota, and a Juris Doctor degree from the University of Minnesota Law School.

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