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What to Reasonably Expect in the Coming Years from the Reasonable Expectations of the Insured Doctrine

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The reasonable expectations of the insured doctrine is one of the most controversial legal theories of the twentieth and twenty-first centuries and has been a frequent topic among commentators, receiving both high praise and scathing criticism. Despite the continued analysis, the REI doctrine continues to evade a universal understanding or clear definition. A few recent cases have completely rejected the REI doctrine, casting doubt on the doctrine’s continued existence. Listen as Arthur J. Park explains how the REI doctrine can continue to assist the courts in insurance coverage disputes, although perhaps in a somewhat altered nature.

Topics include:

  • Origin of the REI doctrine
  • How the states have interpreted and applied the doctrine
  • Four different variations of the REI doctrine
  • A state-by-state breakdown of the REI cases
  • Justifications and rationale in support of the REI doctrine
  • Continued criticism of the REI doctrine over forty years
  • Where we're headed - recent trends in states applying the REI doctrine
  • Where we should be headed - REI doctrine as a limit on contra proferentem
  • And much more...

Lecturer Bio

Arthur J. Park, Esq.

Mr. Park joined Mozley, Finlayson & Loggins LLP as an associate in 2012. He practices in the areas of insurance defense, aviation litigation, and subrogation litigation. Mr. Park was born in Griffin, Georgia. He attended the University of Georgia where he received a B.A. in History, magna cum laude, in 2007. He then attended the University of Mississippi School of Law where he graduated in the top ten percent of his class, magna cum laude, in 2010. During law school, Mr. Park served as a member of the Mississippi Law Journal’s editorial board. Mr. Park previously worked with an insurance defense firm in Bluefield, West Virginia. Mr. Park remains an active member in good standing with the State Bar of Virginia and West Virginia, in addition to his membership with the State Bar of Georgia. Mr. Park is also a member of the Atlanta Bar Association. Mr. Park has authored numerous articles including Fixing Faults in the Current Default Judgment Framework, 34 Campbell L. Rev. 155 (2011) and Automobile Consent Searches: The Driver’s Options in a Lose-Lose Situation, 14 Rich. J.L. & Pub. Int. 461 (2011)

National Academy of Continuing Legal Education is a Pennsylvania Accredited CLE Provider (Provider ID 6208). To view our full accreditation details, please click here.

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